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About Us

As the area’s only locally-owned bank, our goals are to be continuously aware of our customers and to offer products and services that reflect their wants and needs while maintaining profitability and current levels of net worth and liquidity.

The Board of Directors, Management and Employees of Mid-Southern Savings Bank, FSB would like to take this opportunity to thank our loyal customers for helping us to serve our communities for over 125 years.

In 1886, when Grover Cleveland was President of the United States and our present Washington County Courthouse wouldn’t be completed for yet another 2 years, a group of progressive community leaders organized and chartered the Salem Building Loan Fund and Savings Association with an authorized capital of $100,000.00.

As Salem and the surrounding communities grew over the next 125 years, our dedicated customer’s banking needs changed as well prompting the name change to Salem Savings and Loan Association in 1964, to Mid-Southern Federal Savings & Loan Association in 1981 and the Mid-Southern Savings Bank, FSB in 1988.

After 94 years of being located on the Salem Public Square the bank purchased and built the current facility on the site of the former Salem High School at 300 North Water Street. To better serve our customers in surrounding counties a branch was opened in Orleans, Indiana in 2000, in Mitchell, Indiana in 2008 and a Loan Production Office was opened in New Albany, Indiana in 2016.

As the only locally owned banking Institution in the area we are honored to have served the many generations of our customers. We will strive to continue excellent customer service as in banking days of hand-written ledgers.

We also take immense pride in knowing that we have been instrumental over the past 125 years in assisting our many customers to finance homes and businesses.


Mid-Southern Savings Salem

Salem Branch - Main
300 N. Water Street
Salem, IN 47167
Mailing Address:
P.O. Box 545
Salem, IN 47167-0545

8:30 - 4:30 M-Thur
8:30 - 5:30 F
8:30 - 12:00 Sat

Mid-Southern Savings Mitchell Location

Mitchell Branch
1505 W. Main Street
Mitchell, IN 47446

8:30 - 4:30 M-Thur
8:30 - 5:30 F
8:30 - 12:00 Sat

Mid-Southern Savings Orleans Location

Orleans Branch
870 S. Maple Street
Orleans, IN 47452

8:30 - 4:30 M-Thur
8:30 - 5:30 F
8:30 - 12:00 Sat

Mid-Southern Savings New Albany Location

New Albany Loan Production Office
3626 Grant Line Road, Suite 103
New Albany, IN 47150

By Appointment Only